What matters to you

Insurance & billing questions

Before arranging care, clarify the practice, facility and professional charges that may apply, and confirm coverage with your health plan. A review of one billing experience cannot establish your benefits or likely cost.

A question to bring

Which offices or facilities should I contact to confirm coverage and charges?

Check the network for the actual service

HealthCare.gov recommends checking coverage with both the health plan and the office. Confirm the specific clinician, location, and planned service, then ask about referrals or authorizations. Keep the insurer’s response and reference number so a later question can be traced to the conversation you had.

Sources: Getting regular medical care

Ask what an estimate includes

CMS explains good faith estimates for people not using insurance, including that separate providers may supply separate estimates. Ask whether your circumstances qualify and what the estimate includes. Identify likely separate services, such as the facility or later therapy, and whom to ask about them before arranging care.

Sources: What is a good faith health insurance estimate?

Questions to bring

  • Which clinician, facility, and service details should I verify with my insurer?
  • If I am paying without insurance, can I request an itemized good faith estimate and clarify separate providers?

Sources & further reading

Use these resources to prepare the questions that matter to you.

The accounts below are selected for an explicit topic mention, including mixed feedback. They are not a satisfaction score or proof of a medical result.

Excerpt

forgot to bring my Medicare and secondary insurance card. They knew they could trust us and when we got home we sent it right in.
AS
Google
Reviewer’s Google activity

Eric S. Millstein, MD

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diagnosed it immediately, and worked with my insurance to have surgery approved. The surgery went off without a hitch. I felt no pain after the
DG
Google
Reviewer’s Google activity

Prem N. Ramkumar, MD, MBA

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the office. I want to thank Roselle for giving me information on the cost of potential surgery if I opt to choose it. Thank you!!
GF
Google
Reviewer’s Google activity

Amandeep Bhalla, MD

Excerpt

felt great confidence in his ability to help me. His assistant immediately worked with my insurance. From beginning to end the entire event was superb!
LJ
Google
Reviewer’s Google activity

David Lee, MD

Excerpt

DR. Ramkumar worked with our insurance to make sure we didn’t have any unexpected bills unlike most Dr’s. He was very informative on every step
MS
Google
Reviewer’s Google activity

Prem N. Ramkumar, MD, MBA

Excerpt

much less stressful, especially when dealing with insurance and needing to temporarily put life on pause. Schevonne’s absolutely been the cherry on top for my
DG
Google
Reviewer’s Google activity

Tigran Garabekyan, MD

Browse matching review records →

Questions and reading